How do I claim for settlement on credit card debt based on verbal agreement?

Is a long story but to cut it short, I can’t get back my money now. I was being setup as boyfriend and gal friend. The girl pretending to be my gal friend told me that she was in financial difficulty and ask me to help her out by swaping my credit card in advance first after which she will pay me back at end of month. She bought herself clothes, shoes & bags which amounted to RM4.5K. It is only through trust and verbal agreement i agreed to help her out. Later on I found out that she was cheating me of my money. Right now, she refuses to settle her debt and even threaten to file sexual harassment report against me not unless I cancel off her debt. I thought of taking this to small claims court but then I was told that if I do not have any written agreement to support my claim it will be of no use. I do have recording evidence but was told it cannot be accepted as an evidence. Has anyone come across this situation before? I do not know what to do now. *sigh* Any advise is welcomed.
The person who passed me the small claims forms told me that recording evidence cannot be accepted. I will check further on the law in my country.
My legal advisor told me that audio or video cannot be used as evidence in court as the contents can be manipulated. icon sad How do I claim for settlement on credit card debt based on verbal agreement?

5 thoughts on “How do I claim for settlement on credit card debt based on verbal agreement?

  1. Who told you that the recording would not be accepted?

    Check the taping laws in your state.

  2. I think you have made a mistake by believing someone without taking anything in writing. Write the debt off as bad debts and move on in life. Be careful in future.

  3. Report the cards as stolen and march you happy butt to the police station file a report, so you can get your money back from the credit card companies. Plus file charges against her, she has no proof that there was a verbal agreement just as much as you have proof.

  4. You are probably screwed and hopefully you have learned an expensive lesson. You really need legal counsel on this one, buddy.

  5. Tell the authorities your card was stolen. Just as you dont have any proof of her agreement, she doesnt have any proof that you allowed her to use it ^ _ ^

    Besides I dont think you need purses or high heels.

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